COMMERCIAL REAL ESTATE

We offer several solutions to financing commercial real estate and work on both small and large projects alike. Depending on your time constraints and specific needs, we can help you identify just the right strategy for you.

SMALL BALANCE COMMERCIAL REAL ESTATE LOANS: $150K - $5 MILLION

Architect hold plans

When you’re looking to purchase or refinance (with cash out) on investment property, our Stated Income Program​ is one of the quickest and simplest ways to fund your small balance commercial loan. It will cover purchases up to 75% of the loan value for various property types, both owner occupied and investor owned, without requiring verification of income.

Property types include:

  • Multi-Family 5 Units and Up

  • Mixed Use Property (Apartments and Retail)

  • Retail Property

  • Light Industrial

  • Office and Warehouse

  • Self-Storage and Shipping Facilities

  • Mobile Home Parks

  • Investor Owned 1-4 Family Homes

  • Hotel and Motel

  • Automotive (Excluding Gas Stations)

  • Commercial Condos for Business

  • Assisted Living

What Does a Loan Through the Stated Income Program Look Like?

  • Loan Amounts: $250,000 – $5,000,000

  • Rates: 5.25% to 8.99% - based on underwriting 

  • Loan Term: 30 Year Term and Amortization

  • Fixed Period: three and five year options

  • Closing: 30-45 Days

  • Property Types:

    • Class I – 75% LTV (loan to value)
      Mixed use and multi-family (5+ units)

    • Class II – 65% LTV (loan to value)
      Office, Retail, Warehouse, Self-Storage, Automotive

Woman Looking Out the Window

LARGE REAL ESTATE LOANS: $2 MILLION - $500 MILLION

Construction

Whether you’re looking to purchase property or refinance (cash out included!), One Source Business Capital can help you get the funds you need—FAST! Our nationwide large commercial loans will cover purchases up to 75% of appraised value.

Use these loans to pay for that hard-to-finance transaction, non-recourse, or nationwide construction loans! We even consider international options on a case-by-case basis.

Property types include:

  • Multi-Family 5 Units and Up

  • Mixed Use Property (Apartments and Retail)

  • Retail Property

  • Light Industrial

  • Office and Warehouse

  • Self-Storage and Shipping Facilities

  • Mobile Home Parks

  • Hotels

  • Automotive (Excluding Gas Stations)

  • Commercial Condos for Business

  • Assisted Living

  • Medical Offices

  • Student Housing Buildings

  • And More!

What are Our Large Commercial Loan Sizes?

One Source Business Capital offers loans between $2,000,000 and $500,000,000. Includes up to 30 year terms and amortization. Interest rates can be either fixed or variable and start as low as 4.75%, non-recourse.

Need funds now? We can arrange for a bridge loan within a few weeks. Or, for more long-term needs, we can setup a traditional term loan at competitive rates, with terms up to 25 years using SBA programs or bank financing.

ARE YOU READY TO GET STARTED?

Get in touch with one of our team members today to discuss the options that are right for you.

P: 860.307.4224    F: 239.236.0739

Executive Office Center

10600 Chevrolet Way, Suite 210

Estero, FL 33928

DavidM@osbcapital.com